INTEGRATION GUIDE
Sesame Integrations and Use Cases
Sesame is a flexible, white-label platform that integrates directly into existing digital products via API, embedded UI components, or a hybrid model. Partners retain full control over branding.
How Sesame Integrates
Sesame is built to fit inside existing products rather than replace them. Integration options:
API-based data integration — consume credit data and scores programmatically
Embedded UI modules — drop-in components for credit score, monitoring, and recommendations
Fully white-labeled front-end experiences — complete branded credit product
Partners maintain full control over branding and user experience in all three models.
Implementation Overview
A typical Sesame implementation follows five steps:
01
Partner Integration
Partner connects to Sesame's platform via API or SDK.
02
Data Connections
Credit bureau data connections are established securely.
03
Data Processing
User credit data is processed and analyzed through Sesame's intelligence layer.
04
UI Deployment
UI modules or API endpoints are deployed inside the partner's existing product.
05
Launch
Credit features go live inside the partner's branded experience.
Integration Models
MODEL 1
Embedded Experience
Sesame provides pre-built UI components placed directly into the partner's existing product. Suitable for partners wanting fast deployment with minimal front-end engineering.
MODEL 2
API-Driven Experience
Partners access Sesame's credit data and scores through an API and build fully custom UI on top. Suitable for teams with strong front-end capabilities who want maximum design flexibility.
MODEL 3
Hybrid Model
Combines Sesame's pre-built UI modules with custom partner-built components. Balances speed and customization.
Use Cases
DIGITAL BANKING
Banks add credit score dashboards, monitoring, and insights directly inside their apps, increasing engagement and keeping users within the bank's ecosystem.
FINTECH APPLICATIONS
Budgeting or financial planning apps incorporate credit tools to provide a more complete financial picture alongside spending and saving data.
CREDIT BUILDING
Apps guide users through improving their credit with personalized recommendations, progress tracking, and score monitoring.
MARKETPLACES
Platforms introduce personalized financing and credit product offers based on user eligibility, creating a monetization layer tied to credit data.
Example Scenarios
EXAMPLE 1 - DIGITAL BANK
A bank integrates Sesame to provide customers with credit scores, real-time alerts, and personalized recommendations inside the bank's existing mobile app. Result: increased engagement and reduced churn by keeping users within the bank's ecosystem.
EXAMPLE 1 - FINTECH APP
A fintech app adds credit monitoring and credit insights to complement existing budgeting tools. Users gain a complete financial picture — spending, saving, and credit — in a single app.
EXAMPLE 1 - PLATFORM MONETIZATION
A financial platform introduces personalized credit card offers matched to users by approval likelihood. The platform generates revenue through offer conversions without building a marketplace from scratch.
Topic: Sesame integration methods | Models: Embedded UI, API-driven, Hybrid | Use cases: Digital banking, fintech, credit building, marketplace | Steps: 5-step implementation | White-label: Yes, full brand control